Thats fine.Maybe I'm just a chicken little but if you catch damaged bearings soon enough you can get away with just changing the bearings. Or, you can roll the dice hoping for the best and potentially spin a bearing requiring a new crank and a rod or three. You certainly have a point and I'm not saying you're wrong but I have never seen an engine filled with glittery oil escape bearing damage. I've been in the OP's position and rolled the dice as you and the other guy are suggesting and it cost me 10X what it would have had I been more patient and just done the tear down from the start.
I don't disagree. But you asked, so told yo what I would probably do.
No hard feelings given or taken.
Keep us posted as to how it comes out please!